On a complex commercial deal, a broker can receive 14 separate quote documents in a single afternoon. Each formatted differently by a different carrier. Each requiring manual comparison against the contract they cannot afford to misread.

So they build a spreadsheet.

They copy figures from PDFs. They check general liability limits against what the contract holder specified. They look for endorsements. They flag gaps. They do this for every quote, every deal, every renewal — alongside the rest of an active book.

The spreadsheet is not a solution. It is a symptom. The data living across those 14 documents has never been connected to anything — not to the contract, not to the bind, not to the COI issued the following week.

Barkrow connects it. Every quote uploaded, compared against every requirement. Every gap flagged. Every figure hyperlinked to its source. Pre-launch. Building now.

If the 9pm spreadsheet is familiar, we are building something for you. ...see more

The COI requirement buried in section 7.4 of a construction contract.

The one that names the certificate holder as an additional insured — but only under a specific endorsement the broker never confirmed was included at bind.

The one that gets missed.

Not because the broker was careless. Because cross-referencing every COI against every bound policy against every original contract requirement, across an active book, is a manual process. Manual processes have gaps.

At Barkrow, we are building the compliance layer that makes that cross-reference automatic — every downstream document checked against the original requirement, every gap surfaced before the certificate holder's attorney finds it first.

Pre-launch. The problem is real. The fix is coming. ...see more